Where do I find the frame number on an e-bike?

Usually stamped into the bottom bracket shell, underneath the frame where the pedals sit. Alternatively on the head tube or the rear dropout. Photograph it sharply and note it down exactly.

Is the frame number enough, or do I need more?

The frame number identifies the bike, but it’s only the start. Also document the motor and battery serial numbers, the receipt, the value and photos — otherwise settling the value is disputable if something happens.

Is my e-bike covered when it’s on the bike rack?

Not automatically. Many policies require a solid lock, or specifically include or exclude theft from the rack. Check your policy directly on this point.

What is the policy limit for e-bikes?

The ceiling up to which your insurer compensates an e-bike — often a fixed amount or a percentage of the sum insured. If the value is above it, you’re left covering the difference.

Documenting Your E-Bike in a Motorhome: Frame Number, Value & Policy Limit

An e-bike easily runs €3,000 to €6,000, hangs off the rear rack, and is gone in seconds. For your insurer to pay out if the worst happens, you need to document it cleanly beforehand. Here’s how — field by field.

On a motorhome, e-bikes are a thief’s favorite target: high value, easy to lift off, quick to resell. And they’re exactly the item where sloppy documentation gets really expensive. This guide shows you which details make your e-bike insurance-ready.

The frame number matters most

The frame number is your e-bike’s “fingerprint” — the one field without which tracing it back to you is nearly impossible. You’ll usually find it stamped into the bottom bracket shell (underneath the frame, where the pedals sit), sometimes on the head tube or the rear dropout. Photograph it sharply and enter it exactly.

What belongs with every e-bike

Make & model — e.g. “Cube Stereo Hybrid 160”.
Frame number — exact, with a photo.
Motor number & battery serial number — if present, record them separately.
Purchase date & purchase price — with the invoice as proof.
Replacement value — current models are often pricier than when you bought.
Accessories — spare battery, display, rack, lock — they count toward the value.
Photos — a full view plus a close-up of the frame number and display.

The policy limit: know your ceiling

Many insurers only compensate e-bikes up to a fixed maximum or a percentage of the sum insured. If you’ve got two high-end e-bikes on the rack, their real value can exceed the policy limit — and you’re left covering the difference. Check your policy for the amount up to which e-bikes (especially in or on the vehicle) are covered, and whether theft from the rack is included at all.

Documented in 2 minutes

With CamperProof you capture your e-bike step by step: frame number, values and receipts land right on the item and in your camper inventory. If it’s stolen, everything is ready in an instant as a report for the police and your insurer.

Make it easy on yourself

Document your camper inventory before it matters

CamperProof safely records photos, serial numbers, values and receipts — and produces the police-and-insurance report in minutes when it counts. Sign up for the launch.